PESHAWAR: The Bank of Khyber (BOK) has reported a record profit after tax of Rs5.82 billion for the year ended December 31, 2025, reflecting a 61 percent increase compared to Rs3.62 billion earned in FY2024, according to the bank’s audited financial results announced after its 203rd board meeting held here.
The bank’s earnings per share (EPS) rose to Rs5.02 from Rs3.12, also marking a 61pc increase, said a communique, adding the board of directors recommended a final cash dividend of Rs1.70 per share, bringing the total payout for FY2025 to Rs3.20 per share.
According to the results, the bank’s total income increased by 26.6pc to Rs23.1bn, up from Rs18.3bn in the previous year. Net mark-up or interest income grew by 15.2pc to Rs19bn, mainly due to improved asset-liability management and a stronger mix of earning assets.
Meanwhile, non-markup income more than doubled to Rs4.1bn, compared to Rs1.8bn in FY2024. The increase was largely driven by fee and commission income of Rs1.07bn and gains on securities worth Rs2.3bn, reflecting active treasury operations.
The bank also maintained tight control over costs. Operating expenses rose by 11.3pc to Rs11.7bn, which remained significantly lower than income growth, resulting in improved operating leverage. As a result, profit before taxation climbed 51pc to Rs12.3bn, compared to Rs8.1bn a year earlier.
Commenting on the results, Managing Director Hassan Raza described the performance as a “watershed moment” for the bank.
“These results represent a watershed moment for Bank of Khyber. A 61pc growth in profit after tax reflects not only our strengthened core banking but also the accelerating returns from our transformation strategy,” he said.
