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Faysal Bank profit hits Rs21.7bn in 2025

By Our Correspondent
February 20, 2026
An undated image of the entrace of a Faysal Bank branch. — Faysal Bank website/File
An undated image of the entrace of a Faysal Bank branch. — Faysal Bank website/File

KARACHI: Faysal Bank Limited reported a profit before tax of Rs47 billion for the year ended December 2025, with net profit standing at Rs21.7 billion and earnings per share of Rs14.30, according to its financial results released on Thursday.

The bank announced a final cash dividend of Rs2 per share, taking the total payout for the year to Rs6.5 per share.Total assets rose to Rs1.8 trillion, supported by growth in deposits, which increased 36.7 per cent to Rs1.43 trillion. Current accounts climbed to Rs536 billion, marking a 31.3 per cent rise from a year earlier. Net financing expanded 37.6 per cent to Rs872 billion.

The bank’s capital adequacy ratio stood at 14 per cent, remaining above the regulatory requirement, while the infection ratio improved to 2.3 per cent from 3.6 per cent last year, indicating better asset quality.

Chairperson Mian Muhammad Younis said the results reflected “the strength and stability of our Islamic banking foundation and the trust of our customers”.President and Chief Executive Officer Yousaf Hussain said the bank aimed to build on its performance through “prudent risk management and continued investment in digital capabilities and services”.The results highlight steady balance sheet growth and improved credit quality during the year.