KARACHI: Standard Chartered Bank Pakistan Limited reported a profit before tax of Rs58.5 billion for 2025, compared with Rs100.6 billion a year earlier, reflecting lower revenue in a reduced interest rate environment.
The bank posted revenue of Rs80.6 billion for the year. It said income declined mainly due to a sharp fall in interest rates, although lower funding costs provided some support.Operating expenses rose 6.0 per cent year-on-year (YoY) despite high inflation, while the bank recorded a net release of Rs1.8 billion from provisions, supported by recoveries of bad debts.
Total deposits stood at Rs650 billion, down 22 per cent since the start of the year. The share of current accounts improved to 59 per cent of total deposits from 48 per cent last year. Net advances increased by Rs43 billion, or 25 per cent, during the year.
The bank contributed Rs52.2 billion in taxes and related payments to the national exchequer during 2025.Rehan Shaikh, chief executive officer and head of coverage, said the results reflected changing market conditions. “Our performance reflects the impact of lower interest rates, but we remain focused on maintaining a strong balance sheet and supporting our clients,” he said.The board announced a final cash dividend of Rs3 per share, in addition to an interim dividend of Rs3.5 per share.
