KARACHI: ABHI Microfinance Bank Ltd has partnered with Dastak Logistics (Pvt) Limited to introduce merchant lending services aimed at supporting small and medium-sized businesses across Pakistan with easier access to working capital and business financing, according to a statement.
Under this partnership, eligible merchants operating within Dastak Logistics’ ecosystem will gain access to tailored financing solutions from Abhi MFB. These facilities are designed to help businesses manage cash flow needs, purchase inventory, expand operations, and strengthen day-to-day working capital without lengthy traditional banking processes.
The collaboration addresses one of the biggest challenges faced by SMEs and merchants in Pakistan -- limited access to timely and convenient financing. By leveraging Dastak Logistics’ merchant network and operational data, Abhi MFB aims to create a seamless lending journey with faster assessments, simplified onboarding, and quicker disbursement of funds.
For merchants, this initiative is expected to unlock growth opportunities by providing flexible capital when needed most. Better financing access can enable businesses to stock products efficiently, fulfil larger orders, improve delivery capabilities and scale operations with greater confidence.
For the broader financial ecosystem, the partnership contributes to Pakistan’s financial inclusion agenda by extending formal credit solutions to underserved merchants and businesses. It also reflects the growing importance of embedded finance models, where lending services are integrated directly into commercial ecosystems to create more relevant and accessible solutions.
Representatives from both organisations shared that empowering merchants with financing tools is critical for supporting entrepreneurship, improving economic productivity, and accelerating digital transformation across Pakistan’s SME sector.
