KARACHI: JS Bank Limited reported a profit before tax of Rs6.19 billion for the year ended December 31, 2025, slightly lower than Rs6.37 billion recorded a year earlier.
The bank’s profit after tax stood at Rs2.79 billion, while earnings per share came in at Rs1.36 compared with Rs1.39 in 2024. Total income rose 4.0 per cent year-on-year (YoY) to Rs40.31 billion. Net interest income remained flat at Rs27.15 billion amid a lower interest rate environment, while non-mark-up income increased 17 per cent to Rs13.16 billion, supported by higher fee and commission income and gains on securities.
Total assets grew 3 per cent to Rs655.64 billion by the end of December 2025. The bank’s deposit base strengthened, with non-remunerative deposits rising 12 per cent year-on-year to Rs222.12 billion, improving their share in total deposits to 41 per cent from 38 per cent last year. Savings deposits increased to Rs204.27 billion, while term deposits stood at Rs117.11 billion.Operating expenses increased during the year, reflecting higher spending on operations and infrastructure.
